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Use a Heart Rate Monitor at the Gym

A heart rate monitor tracks exercise intensity and can motivate you to work harder. "Most people don't work out as hard as they think they do," says Holland.

In general, you can calculate your maximum heart rate (MHR) by subtracting your age from 220.

Once you have your MHR, use it to vary your workouts. "You want to vary your intensity throughout the week," says Holland. Most days should be easy/endurance days where you hit 50 to 60 percent of your MHR. But, make sure you sprinkle in a few hard days where you bring your heart rate up to 75 to 80 percent of your MHR.

(CREDIT: Peter Dazeley/Photographer's Choice/Getty Images)
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