6. If you are married 9 years, 11 months, and 31 days when you get divorced, neither you nor your spouse will collect a dime in spousal or survivor benefits. But if you wait one more day – just stick it out with the hate-of-your life for 24 more hours, you and your spouse can qualify for these benefits. For those who don’t stay married for the full ten years, but get close, and divorce not realizing the value of waiting it out, this is a real gotcha.
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