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CBSMoneyWatch: 6 Steps to Get Your Retirement on Track in 2013

2. Spend Less Money

In numerous surveys, retirees often report that the way they make ends meet in retirement is to spend less money. That's not necessarily a bad thing: Many people find that buying more stuff doesn't make them happier; what does make their life better is spending time with friends and family and pursuing their interests and hobbies, and those things don't need to cost much money.

If you're approaching retirement, you can help prepare by focusing right now on spending "just enough" to meet your needs and be happy. You'll also save more for your retirement years, making this a win-win step.

(iStock)

More From MoneyWatch:
The 10 Best Places to Retire
10 Cheapest Places to Live in the U.S.
How to Choose a Financial Advisor: 10 Questions



The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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