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Forbes: 8 Opportunities in Your Paycheck You May Be Missing

Group Insurance Premiums

Group Rates: You can get group rates with no or limited underwriting on certain types of policies such as life, disability, and long term care for you and possibly family members as well.

Pitfalls to Avoid: Be sure to comparison shop since you may be better off with an individual policy, especially if you’re in decent health. Your policy may also not be as customized as you’d like and may not be portable, which means you would have to get a new policy after you leave your employer based on your health at that time. If your health deteriorates, that could leave you uninsurable or having to pay much higher rates.

(iStock)

More from Forbes:
10 Common Money Management Mistakes That You’re Probably Making
How To Teach Kids About Money: 10 Dos And Don’ts
10 Common Myths That Could Be Hurting Your Retirement Planning



The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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