5. Credit card rates
: While technically not fees, the interest rates charged by many credit cards are outrageous. Big banks borrow from the Federal Reserve at close to zero percent, then lend money to credit card users at 15 percent. Nice work if you can get it. Workaround
: The obvious solution is to avoid interest by avoiding a balance. But if you’re going to pay interest, shop for a card with a lower rate. Another idea? Simply call your card company and ask for a better deal. Tell them you’re being solicited by other cards offering lower rates, because you probably are.
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: 7 Ways to Radically Reduce Your Restaurant Checks 10 Money Mistakes That Can Ruin a Marriage 21 Things You Should Never Pay For The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.