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Money Talks News: 13 Ways to Get More Social Security

7. Claim Spousal Benefits

If you’re married, you have a choice: You can either take the benefit based on your work history, or half your spouse’s benefit. So if your spouse earned a lot more than you did, and has a higher benefit as a result, compare and see which will pay the most.

You can also claim Social Security benefits based on an ex-spouse’s work record if you were married for at least 10 years. Doing so doesn’t reduce their check or otherwise impact them. In fact, they’ll never know you applied.

(iStock)

More from Money Talks News:
10 Social Security Myths Exposed
8 Surprising Truths About Retirement
10 Money Mistakes That Can Ruin a Marriage



The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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