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Money Talks News: 13 Ways to Get More Social Security

9. Claim Twice

A dual-income retired couple may be able to claim spousal benefits, then later switch to payments based on their own work record. This could make sense if waiting until a later age would result in higher benefits.

For example, say the husband is 66 and the wife is 62. If the husband files for benefits, the wife could opt for half her husband’s benefit, while still earning money and letting her benefit grow. When she turns 70, she could drop the spousal benefit and file for benefits based on her own work record.

There are lots of strategies like this to maximize Social Security. As you approach retirement age, be sure and do lots of reading.

(iStock)

More from Money Talks News:
10 Social Security Myths Exposed
8 Surprising Truths About Retirement
10 Money Mistakes That Can Ruin a Marriage



The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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