Know What You're Spending

Forbes: 7 Tips for a Better Retirement

Keep track of what you spend each month with a pencil and paper, computer programs such as Excel and Quicken or websites like www.mint.com. This is an easy way to identify those areas you can cut back on without impacting the quality of your life.
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More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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7 Tips for a Bet... Retirement can be the time of your life or the time of unfulfilled dreams. Having adequate resources can make the difference.

While it may seem like an insurmountable challenge to save those resources, there are a number of small things investors saving for retirement can do that add up to a significant increase in spendable income and a marked improvement in your retirement.
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More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Know What You're... Keep track of what you spend each month with a pencil and paper, computer programs such as Excel and Quicken or websites like www.mint.com. This is an easy way to identify those areas you can cut back on without impacting the quality of your life.
(Thinkstock)

More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Shop Your Insura... There can be large differences in premiums from one company to the next. It's wise to re-shop your insurance package (home, auto, etc) with several companies every few years. The savings can be hundreds or even a thousand dollars, and you can often get a discount by having all your property and casualty coverage with one company.
(Forbes)

More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Comparison Shop ... Many banks have raised fees and decreased interest rates. Don't overlook your local credit union or banks outside the area.
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More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Beware of It's-T... Be cautious about invitations for a free lunch to learn about "investments that can never go down" or "long term care without paying for it." If you don't understand it then avoid it, or at least seek a professional second opinion from someone NOT selling the product.
(Forbes)

More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Don't Be Intimid... Salesmen can be pretty convincing but don't let them take advantage of you. Keep asking questions until you understand exactly what you're getting from your investment, and more importantly, what it costs.
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More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Understand Your ... It's crucial that you have a firm understanding of all the fees. They can include commissions, sales loads, deferred charges, redemption fees, surrender fees, account fees, management fees, distribution fees and even statement fees.
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More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Proper Asset All... A mix of different types of investments is still the best way to mitigate risk. The right allocation depends on your risk tolerance (a mental state), your risk capacity (your financial state) and your goals which include your time frame.
(Forbes)

More From Forbes:
How To Start A Conversation About Estate Planning
Ten Steps To Get Your Retirement Back On Track
25 Best Places For A Working Retirement

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
More From Forbes... Click here to see the best places to retire this year.