Medical Bills

Forbes: 7 Fees You Should Always Negotiate

If you find yourself with a medical bill that you can’t afford, call your insurance company to negotiate coverage. If you can’t afford the insurance company’s price, or if you have a high deductible, you can call the medical provider where you received services. At the very least, you should be able to set up an interest-free payment plan.
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.

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Evaluate Your Ex... Consumerism is an art, and with the right strategy, you can easily keep costs down. Beyond time-consuming activities like couponing, negotiating is a great place to start.
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More From Forbes:
The 20 New Rules of Money
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Car Care Expense... When a mechanic, auto body shop or car wash quotes you a price, ask if they have any discounts. If you’re a student, ask for a student discount. If you’re a new customer, ask for a new customer discount. If you’re a regular shopper, ask for a preferred client discount. If you don’t ask, you’ll never get it.

(Pictured: NASCAR driver Martin Truex Jr.)
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More From Forbes:
The 20 New Rules of Money
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The Essential Do’s and Don’ts of Selling

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Credit Card Inte... If your credit card interest rate seems unusually high, you should probably call your credit card company. To some extent, credit card rates are negotiable, so you should always call and ask questions. Again, if you don’t ask, you’ll never know.
(AP)

More From Forbes:
The 20 New Rules of Money
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Medical Bills If you find yourself with a medical bill that you can’t afford, call your insurance company to negotiate coverage. If you can’t afford the insurance company’s price, or if you have a high deductible, you can call the medical provider where you received services. At the very least, you should be able to set up an interest-free payment plan.
(Forbes Image)

More From Forbes:
The 20 New Rules of Money
Quick Fixes for Financial Faux Pas
The Essential Do’s and Don’ts of Selling

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Vacation Package... If you don’t see a price that you like online, call the hotel, airline, or travel agent of your choice. Compare prices, and see if competitors will beat each other’s’ prices.

(Pictured: Singer Billy Joel’s beach house on Long Island)
(Forbes Image)

More From Forbes:
The 20 New Rules of Money
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The Essential Do’s and Don’ts of Selling

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Gym Memberships If you love to work out, you know that a gym membership costs more than the monthly fee. For instance, there are initiation and signing fees. Instead of reluctantly paying these, see if you can negotiate with a sales associate, or try to find a promotion online. For instance, you can buy 24 Hour Fitness memberships from Costco at a discounted rate – you pay a lump sum for two years instead of receiving a monthly bill.
(Forbes)

More From Forbes:
The 20 New Rules of Money
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
ATM Transaction ... If you find yourself in a situation where you need to use an ATM from a bank or provider outside of your network, you should call your bank soon after. You may be able to have these fees reversed. In order to receive this service, you need to ask because you won’t be automatically reimbursed.

(Pictured: ATM Customers in Sydney)
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More From Forbes:
The 20 New Rules of Money
Quick Fixes for Financial Faux Pas
The Essential Do’s and Don’ts of Selling

The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
Personal Service... If you pay for personal services like hair styling, landscaping or house cleaning, you should try to negotiate your rates. Maybe you can arrange to receive the service more frequently at a lower price. You might also be able to lower the price altogether.
(AFP/Getty Images)

More From Forbes:
The 20 New Rules of Money
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The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.
More From Forbes Click here to see the 5 safest places to stash your cash.