With experts predicting equity returns will average just six percent per year, taxes will make a big difference in what counts most—-your aftertax return. Be strategic. Keep taxable bonds and high-turnover funds producing short-term capital gains in tax-deferred retirement accounts. Hold individual stocks in taxable accounts to take advantage of the low long-term gains rate and tax-loss harvesting. Hedge against higher rates by converting some of your traditional IRA to a Roth IRA.
(Photo via Forbes) More from Forbes
: See More of the New Rules Of Money 20 Stocks Poised To Pay A Special Dividend Cities Where Home Sales Are On Fire The opinions expressed are solely those of the author and do not necessarily reflect the views of Comcast.